|
Implement your FlexIRATM
today!
Click to
find out why Bob is smiling. |
The Ultimate Retirement Income Plansm
Ensuring you have put enough
aside to live comfortably in your retirement can take years
of disciplined saving. It can also be a painstaking process,
especially with so many other demands on your money.
Given that effort, you'll want to make the best use of the
money you've worked so hard to save. How? Map out and stick
to a retirement income plan.
So Just What is a Retirement
Income Plan?
A retirement income plan is
simply a strategy that lays out how you will invest your
retirement savings. The goal is to ensure you have enough
income to pay for household expenses, everything from your
groceries to golfing to that dream cruise. The key to
accomplishing this is to choose a basket of investments
that:
-
Satisfies your regular and
occasional cash needs.
-
Matches your risk
personality.
-
Minimizes any taxes.
-
Maximizes the estate you
will eventually leave your family.
While it's possible to structure
your own retirement income plan, the assistance of a
professional consultant can be invaluable. A consultant will
take the time to first understand your goals, and then
develop a strategy to best achieve them. No two situations
are the same. It's worth your time to get specific
one-on-one advice. To contact an Asset Growth Associates
consultant, fill out the form below or call our offices at 1
866 SAVEMYRETIREMENT/1 866 728-3697, Monday-Friday, 8:30
a.m. - 5:00 p.m. (CST).
The Ultimate IRA Reviewsm
is the number one way every IRA owner can assess their
current position. Nothing comes close to the depth, breadth
and value of knowledge found in this review, which includes
Ultimate IRA Calculations.
Each type of IRA – traditional, Roth, SEP (including SAR-SEPs),
and SIMPLE – is covered in full detail in the review, from
contributions to distributions and everything in between.
This review also offers advice for selecting an IRA,
planning for special purposes and choosing a beneficiary.
Find answers to all of your
concerns and much more in the one review for all your IRA
needs. What your review will
include:
-
The Pension Protection Act
of 2006 changes and how it affects your retirement plans
-
A review on Bankruptcy,
Asset Protection, and IRAs, including how the Bankruptcy
Abuse Prevention and Consumer Protection Act of 2005
changes the rules
-
Expanded discussions of
choosing a beneficiary (including use of QTIPs), new
Roth conversion opportunities (TIPRA 2005 changes), and
elective deferral Roths (including new regulations).
-
Ultimate IRA Calculations –
Over 25 complex financial calculations and projections
including:
Required minimum
distributions
Substantially equal
periodic payments
Taxable portion of
distributions, conversions and losses
Quick Lifetime
required minimum distribution
Each calculation is
accompanied by a brief "plain language" explanation.
|
